Welcome to Financial Guruji’s Financial Planning Calculator – your smart companion for personal finance management. This tool helps you understand your monthly savings, track unnecessary spending, and gives suggestions on how to use your money with age wisely. Whether you’re salaried or self-employed, financial planning starts here!
How It Works
- Enter Monthly Income – Total salary or business income.
- Enter Monthly Expenses – Includes rent, groceries, utilities, etc.
- Optional Loans/EMI Input – Add any existing EMI payments.
- Get Budget Overview – See how much you’re saving.
- Investment Suggestions – Get ideas on where to invest your surplus money like:
- SIPs (Systematic Investment Plans)
- Fixed Deposits
- Emergency Fund
- Insurance
- Retirement Funds
How to Use the Financial Planning Calculator
- Enter Your Monthly Income – Total income after tax.
- Input Your Monthly Expenses – Rent, bills, groceries, transport, etc.
- (Optional) Add Your EMIs or Loans – Include any existing monthly loan payments.
- Click ‘Submit’ – Our tool calculates your savings.
- Get Instant Financial Suggestions – Know how to plan your savings, emergency fund, investments like SIPs or FDs, and debt repayment strategies.
Benefits of This Calculator
- Helps track your income vs expenses in seconds
- Identifies unnecessary expenses & overspending
- Suggests where to invest your leftover money
- Promotes disciplined budgeting habits
- No login, no signup – Completely free!
- Perfect for beginners in personal finance
Why Use This Financial Planning Tool?
- Personalized budget planning
- Simple, user-friendly interface
- Smart money management insights
- Ideal for individuals & families
- Helps improve savings and reduce unwanted spending
Disclaimer
This calculator provides general suggestions based on user inputs. It does not constitute financial advice. Please consult with a certified financial advisor before making any investment decisions.
Frequently Asked Questions (FAQs)
1. Is this financial planning calculator free to use?
Yes, it’s completely free and designed to help you take the first step towards smart money management.
2. Do I need to register to use the calculator?
No registration or login is required. Simply enter your details and get results instantly.
3. How are the investment suggestions decided?
Suggestions are based on surplus income after expenses and EMIs. These are general ideas and not personalized recommendations.
4. Is my data saved or tracked?
No, your data is not stored or shared. This tool is 100% privacy safe.
5. Can I use it on mobile?
Yes, the calculator is mobile-friendly and works on all devices.
6. Can I calculate again with different values?
Yes, just click the reset button or refresh the page and enter again inputs and hit submit again.
